Call reports 2004
OLD SECOND BANK-YORKVILLE — 2004
What OLD SECOND BANK-YORKVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 292,725,000 | 324,429,000 | 362,248,000 | 353,736,000 |
| Total loans | 234,576,000 | 243,014,000 | 258,893,000 | 272,427,000 |
| Allowance for loan losses | 2,930,000 | 2,866,000 | 2,837,000 | 2,687,000 |
| Securities available for sale | 42,382,000 | 55,566,000 | 56,265,000 | 59,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,009,000 | 296,112,000 | 334,310,000 | 291,768,000 |
| Interest-bearing deposits | 235,586,000 | 266,321,000 | 303,293,000 | 258,577,000 |
| Noninterest-bearing deposits | 27,423,000 | 29,791,000 | 31,017,000 | 33,192,000 |
| Equity capital | 23,372,000 | 24,479,000 | 26,030,000 | 27,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,834,000 | 7,762,000 | 12,093,000 | 16,622,000 |
| Interest expense | 952,000 | 1,995,000 | 3,212,000 | 4,597,000 |
| Net interest income | 2,882,000 | 5,767,000 | 8,881,000 | 12,025,000 |
| Noninterest income | 340,000 | 835,000 | 1,366,000 | 1,850,000 |
| Noninterest expense | 1,860,000 | 5,393,000 | 7,295,000 | 9,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,425,000 | 1,272,000 | 3,027,000 | 4,898,000 |
| Income tax | 488,000 | 329,000 | 925,000 | 1,555,000 |
| Net income | 937,000 | 943,000 | 2,102,000 | 3,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,935,000 | 23,805,000 | 25,053,000 | 26,383,000 |
| Total capital | 24,865,000 | 26,671,000 | 27,890,000 | 29,070,000 |
| Risk-weighted assets | 240,530,000 | 254,447,000 | 274,971,000 | 283,503,000 |