Call reports 2002
OLD SECOND BANK-YORKVILLE — 2002
What OLD SECOND BANK-YORKVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 194,400,000 | 219,596,000 | 233,468,000 | 234,284,000 |
| Total loans | 147,102,000 | 157,856,000 | 166,337,000 | 185,453,000 |
| Allowance for loan losses | 2,352,000 | 2,461,000 | 2,522,000 | 2,663,000 |
| Securities available for sale | 31,198,000 | 35,313,000 | 40,063,000 | 31,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,054,000 | 199,992,000 | 212,559,000 | 211,768,000 |
| Interest-bearing deposits | 154,398,000 | 178,528,000 | 189,892,000 | 186,453,000 |
| Noninterest-bearing deposits | 20,656,000 | 21,463,000 | 22,668,000 | 25,316,000 |
| Equity capital | 17,163,000 | 17,588,000 | 18,103,000 | 18,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,118,000 | 6,454,000 | 9,857,000 | 13,329,000 |
| Interest expense | 1,031,000 | 2,124,000 | 3,301,000 | 4,416,000 |
| Net interest income | 2,087,000 | 4,330,000 | 6,556,000 | 8,913,000 |
| Noninterest income | 285,000 | 580,000 | 941,000 | 1,322,000 |
| Noninterest expense | 1,361,000 | 2,871,000 | 4,389,000 | 5,941,000 |
| Provision for loan losses | 185,000 | 315,000 | 400,000 | 575,000 |
| Pretax income | 825,000 | 1,723,000 | 2,708,000 | 3,721,000 |
| Income tax | 260,000 | 543,000 | 865,000 | 1,202,000 |
| Net income | 565,000 | 1,180,000 | 1,843,000 | 2,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,103,000 | 15,440,000 | 15,875,000 | 16,240,000 |
| Total capital | 16,974,000 | 17,453,000 | 18,037,000 | 18,563,000 |
| Risk-weighted assets | 149,233,000 | 160,585,000 | 172,489,000 | 185,426,000 |