Call reports 2001
OLD SECOND BANK-YORKVILLE — 2001
What OLD SECOND BANK-YORKVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 178,457,000 | 197,554,000 | 214,494,000 | 191,906,000 |
| Total loans | 125,384,000 | 129,113,000 | 131,818,000 | 146,475,000 |
| Allowance for loan losses | 1,673,000 | 1,787,000 | 1,914,000 | 2,169,000 |
| Securities available for sale | 42,483,000 | 36,173,000 | 37,274,000 | 34,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,807,000 | 178,890,000 | 194,141,000 | 166,568,000 |
| Interest-bearing deposits | 141,299,000 | 160,017,000 | 175,564,000 | 145,814,000 |
| Noninterest-bearing deposits | 17,508,000 | 18,873,000 | 18,577,000 | 20,754,000 |
| Equity capital | 16,065,000 | 16,468,000 | 17,019,000 | 16,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,802,000 | 10,125,000 | 13,369,000 |
| Interest expense | 1,648,000 | 3,175,000 | 4,635,000 | 5,802,000 |
| Net interest income | 1,749,000 | 3,627,000 | 5,490,000 | 7,567,000 |
| Noninterest income | 230,000 | 506,000 | 808,000 | 1,128,000 |
| Noninterest expense | 1,168,000 | 2,334,000 | 3,506,000 | 4,867,000 |
| Provision for loan losses | 100,000 | 220,000 | 380,000 | 950,000 |
| Pretax income | 752,000 | 1,700,000 | 2,533,000 | 3,025,000 |
| Income tax | 226,000 | 529,000 | 793,000 | 913,000 |
| Net income | 526,000 | 1,171,000 | 1,740,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,443,000 | 13,930,000 | 14,397,000 | 14,673,000 |
| Total capital | 15,032,000 | 15,642,000 | 16,146,000 | 16,498,000 |
| Risk-weighted assets | 127,049,000 | 132,008,000 | 139,749,000 | 145,593,000 |