Call reports 2011
UNION BANK OF SPARTA — 2011
What UNION BANK OF SPARTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,402,000 | 91,556,000 | 95,031,000 | 99,759,000 |
| Total loans | 58,398,000 | 58,208,000 | 57,459,000 | 60,431,000 |
| Allowance for loan losses | 454,000 | 442,000 | 401,000 | 401,000 |
| Securities available for sale | 26,412,000 | 27,499,000 | 27,893,000 | 28,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,453,000 | 76,248,000 | 79,033,000 | 83,493,000 |
| Interest-bearing deposits | 65,497,000 | 64,836,000 | 65,264,000 | 69,425,000 |
| Noninterest-bearing deposits | 11,956,000 | 11,412,000 | 13,769,000 | 14,068,000 |
| Equity capital | 14,685,000 | 15,044,000 | 15,574,000 | 15,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,166,000 | 3,230,000 | 4,343,000 |
| Interest expense | 201,000 | 397,000 | 585,000 | 761,000 |
| Net interest income | 881,000 | 1,769,000 | 2,645,000 | 3,582,000 |
| Noninterest income | 104,000 | 220,000 | 350,000 | 496,000 |
| Noninterest expense | 588,000 | 1,125,000 | 1,682,000 | 2,303,000 |
| Provision for loan losses | 120,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 277,000 | 714,000 | 1,163,000 | 1,625,000 |
| Income tax | 85,000 | 160,000 | 273,000 | 422,000 |
| Net income | 192,000 | 554,000 | 890,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,205,000 | 14,385,000 | 14,721,000 | 14,855,000 |
| Total capital | 14,659,000 | 14,827,000 | 15,122,000 | 15,256,000 |
| Risk-weighted assets | 67,212,000 | 66,872,000 | 67,465,000 | 70,743,000 |