Call reports 2001
UNION BANK OF SPARTA — 2001
What UNION BANK OF SPARTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,149,000 | 83,161,000 | 82,159,000 | 83,760,000 |
| Total loans | 48,668,000 | 47,079,000 | 46,560,000 | 42,633,000 |
| Allowance for loan losses | 511,000 | 515,000 | 506,000 | 510,000 |
| Securities available for sale | 23,127,000 | 24,112,000 | 29,478,000 | 29,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,352,000 | 72,829,000 | 72,139,000 | 73,728,000 |
| Interest-bearing deposits | 62,372,000 | 65,438,000 | 64,867,000 | 65,050,000 |
| Noninterest-bearing deposits | 6,980,000 | 7,391,000 | 7,272,000 | 8,678,000 |
| Equity capital | 8,925,000 | 8,990,000 | 9,458,000 | 9,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,760,000 | 4,170,000 | 5,540,000 |
| Interest expense | 788,000 | 1,588,000 | 2,362,000 | 3,037,000 |
| Net interest income | 589,000 | 1,172,000 | 1,808,000 | 2,503,000 |
| Noninterest income | 73,000 | 159,000 | 243,000 | 368,000 |
| Noninterest expense | 469,000 | 917,000 | 1,422,000 | 1,918,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 163,000 | 384,000 | 599,000 | 923,000 |
| Income tax | 30,000 | 30,000 | 55,000 | 86,000 |
| Net income | 133,000 | 354,000 | 544,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,555,000 | 8,648,000 | 8,836,000 | 8,964,000 |
| Total capital | 9,066,000 | 9,163,000 | 9,342,000 | 9,474,000 |
| Risk-weighted assets | 49,434,000 | 49,434,000 | 49,093,000 | 48,389,000 |