Call reports 2025
FIRST STATE BANK OF HEALY, THE — 2025
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 116,890,000 | 118,822,000 | 113,439,000 | 119,453,000 |
| Total loans | 75,871,000 | 77,020,000 | 70,994,000 | 70,402,000 |
| Allowance for loan losses | 1,136,000 | 1,136,000 | 1,136,000 | 1,136,000 |
| Securities available for sale | 34,829,000 | 33,711,000 | 35,140,000 | 34,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,279,000 | 94,171,000 | 91,331,000 | 99,197,000 |
| Interest-bearing deposits | 84,146,000 | 86,040,000 | 81,946,000 | 86,703,000 |
| Noninterest-bearing deposits | 9,132,000 | 8,131,000 | 9,385,000 | 12,493,000 |
| Equity capital | 14,171,000 | 13,880,000 | 15,028,000 | 15,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,003,000 | 4,516,000 | 5,990,000 |
| Interest expense | 734,000 | 1,440,000 | 2,190,000 | 2,866,000 |
| Net interest income | 761,000 | 1,563,000 | 2,326,000 | 3,124,000 |
| Noninterest income | 45,000 | 85,000 | 125,000 | 169,000 |
| Noninterest expense | 428,000 | 875,000 | 1,326,000 | 1,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 776,000 | 1,128,000 | 1,479,000 |
| Income tax | 0 | 11,000 | 21,000 | 32,000 |
| Net income | 372,000 | 765,000 | 1,107,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,561,000 | 17,803,000 | 17,845,000 | 18,185,000 |