Call reports 2023
FIRST STATE BANK OF HEALY, THE — 2023
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 96,204,000 | 100,896,000 | 102,628,000 | 103,856,000 |
| Total loans | 57,434,000 | 62,292,000 | 64,594,000 | 59,815,000 |
| Allowance for loan losses | 1,059,000 | 1,070,000 | 1,084,000 | 1,094,000 |
| Securities available for sale | 33,248,000 | 32,732,000 | 31,099,000 | 35,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,933,000 | 75,753,000 | 79,289,000 | 84,837,000 |
| Interest-bearing deposits | 61,018,000 | 65,525,000 | 70,377,000 | 74,799,000 |
| Noninterest-bearing deposits | 16,915,000 | 10,228,000 | 8,911,000 | 10,038,000 |
| Equity capital | 12,663,000 | 12,805,000 | 11,908,000 | 13,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 2,067,000 | 3,261,000 | 4,468,000 |
| Interest expense | 200,000 | 564,000 | 1,033,000 | 1,586,000 |
| Net interest income | 789,000 | 1,503,000 | 2,228,000 | 2,882,000 |
| Noninterest income | 52,000 | 102,000 | 146,000 | 193,000 |
| Noninterest expense | 388,000 | 771,000 | 1,207,000 | 1,653,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 463,000 | 831,000 | 1,174,000 | 1,447,000 |
| Income tax | 20,000 | 30,000 | 45,000 | 57,000 |
| Net income | 443,000 | 801,000 | 1,129,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,073,000 | 16,280,000 | 16,458,000 | 16,568,000 |