Call reports 2020
FIRST STATE BANK OF HEALY, THE — 2020
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,337,000 | 77,788,000 | 80,070,000 | 83,029,000 |
| Total loans | 40,587,000 | 42,709,000 | 43,441,000 | 40,801,000 |
| Allowance for loan losses | 803,000 | 752,000 | 755,000 | 674,000 |
| Securities available for sale | 26,092,000 | 29,570,000 | 30,841,000 | 33,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,970,000 | 58,317,000 | 58,245,000 | 63,157,000 |
| Interest-bearing deposits | 51,902,000 | 51,366,000 | 50,765,000 | 53,539,000 |
| Noninterest-bearing deposits | 7,068,000 | 6,952,000 | 7,480,000 | 9,618,000 |
| Equity capital | 16,917,000 | 17,942,000 | 18,154,000 | 18,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,489,000 | 2,233,000 | 2,957,000 |
| Interest expense | 136,000 | 259,000 | 373,000 | 481,000 |
| Net interest income | 639,000 | 1,230,000 | 1,860,000 | 2,476,000 |
| Noninterest income | 53,000 | 101,000 | 148,000 | 191,000 |
| Noninterest expense | 392,000 | 756,000 | 1,175,000 | 1,596,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 569,000 | 863,000 | 1,110,000 |
| Income tax | 2,000 | 18,000 | 30,000 | 41,000 |
| Net income | 284,000 | 551,000 | 833,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,569,000 | 16,686,000 | 16,818,000 | 16,904,000 |