Call reports 2019
FIRST STATE BANK OF HEALY, THE — 2019
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 74,898,000 | 78,631,000 | 77,099,000 | 83,136,000 |
| Total loans | 42,952,000 | 47,399,000 | 47,202,000 | 44,702,000 |
| Allowance for loan losses | 753,000 | 761,000 | 767,000 | 794,000 |
| Securities available for sale | 26,352,000 | 25,975,000 | 24,901,000 | 24,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,299,000 | 56,120,000 | 56,110,000 | 64,747,000 |
| Interest-bearing deposits | 50,900,000 | 48,460,000 | 50,369,000 | 57,529,000 |
| Noninterest-bearing deposits | 5,398,000 | 7,660,000 | 5,741,000 | 7,219,000 |
| Equity capital | 16,177,000 | 16,402,000 | 16,963,000 | 16,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,598,000 | 2,438,000 | 3,242,000 |
| Interest expense | 115,000 | 252,000 | 410,000 | 564,000 |
| Net interest income | 669,000 | 1,346,000 | 2,028,000 | 2,678,000 |
| Noninterest income | 42,000 | -411,000 | -365,000 | -321,000 |
| Noninterest expense | 390,000 | 750,000 | 1,222,000 | 1,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 185,000 | 759,000 | 1,046,000 |
| Income tax | 0 | 12,000 | 31,000 | 31,000 |
| Net income | 321,000 | 173,000 | 728,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,815,000 | 15,667,000 | 16,247,000 | 16,284,000 |
| Total capital | 16,542,000 | 16,428,000 | 16,998,000 | 17,031,000 |
| Risk-weighted assets | 58,111,000 | 61,819,000 | 60,023,000 | 59,688,000 |