Call reports 2018
FIRST STATE BANK OF HEALY, THE — 2018
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 73,850,000 | 72,309,000 | 74,225,000 | 77,194,000 |
| Total loans | 41,990,000 | 41,570,000 | 43,728,000 | 42,785,000 |
| Allowance for loan losses | 1,108,000 | 714,000 | 731,000 | 732,000 |
| Securities available for sale | 24,857,000 | 24,898,000 | 24,581,000 | 25,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,822,000 | 55,263,000 | 54,823,000 | 59,890,000 |
| Interest-bearing deposits | 50,339,000 | 49,252,000 | 48,419,000 | 52,904,000 |
| Noninterest-bearing deposits | 6,482,000 | 6,011,000 | 6,404,000 | 6,986,000 |
| Equity capital | 15,418,000 | 15,441,000 | 15,531,000 | 15,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,495,000 | 2,278,000 | 3,041,000 |
| Interest expense | 108,000 | 213,000 | 324,000 | 439,000 |
| Net interest income | 685,000 | 1,282,000 | 1,954,000 | 2,602,000 |
| Noninterest income | 54,000 | 14,000 | 72,000 | 110,000 |
| Noninterest expense | 386,000 | 827,000 | 1,240,000 | 1,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 469,000 | 786,000 | 973,000 |
| Income tax | 0 | 0 | 0 | -9,000 |
| Net income | 353,000 | 469,000 | 786,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,065,000 | 15,181,000 | 15,498,000 | 15,494,000 |
| Total capital | 15,774,000 | 15,897,000 | 16,229,000 | 16,228,000 |
| Risk-weighted assets | 56,367,000 | 57,279,000 | 58,803,000 | 58,713,000 |