Call reports 2016
FIRST STATE BANK OF HEALY, THE — 2016
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,178,000 | 84,074,000 | 80,885,000 | 83,493,000 |
| Total loans | 51,565,000 | 49,199,000 | 47,056,000 | 46,487,000 |
| Allowance for loan losses | 748,000 | 1,294,000 | 2,379,000 | 2,381,000 |
| Securities available for sale | 31,320,000 | 30,757,000 | 28,909,000 | 27,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,443,000 | 65,295,000 | 62,805,000 | 65,750,000 |
| Interest-bearing deposits | 56,280,000 | 58,809,000 | 57,095,000 | 57,706,000 |
| Noninterest-bearing deposits | 7,163,000 | 6,486,000 | 5,711,000 | 8,044,000 |
| Equity capital | 15,738,000 | 15,699,000 | 14,968,000 | 14,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,845,000 | 2,819,000 | 3,689,000 |
| Interest expense | 140,000 | 282,000 | 417,000 | 549,000 |
| Net interest income | 817,000 | 1,563,000 | 2,402,000 | 3,140,000 |
| Noninterest income | 60,000 | 119,000 | 179,000 | 236,000 |
| Noninterest expense | 310,000 | 609,000 | 948,000 | 1,364,000 |
| Provision for loan losses | 50,000 | 595,000 | 1,665,000 | 1,665,000 |
| Pretax income | 517,000 | 478,000 | -32,000 | 347,000 |
| Income tax | 0 | 6,000 | 21,000 | 0 |
| Net income | 517,000 | 472,000 | -53,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,374,000 | 14,130,000 | 13,505,000 | 13,905,000 |
| Total capital | 15,122,000 | 14,987,000 | 14,346,000 | 14,765,000 |
| Risk-weighted assets | 66,939,000 | 68,128,000 | 65,754,000 | 67,244,000 |