Call reports 2015
FIRST STATE BANK OF HEALY, THE — 2015
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,065,000 | 84,690,000 | 85,122,000 | 88,107,000 |
| Total loans | 45,742,000 | 47,230,000 | 48,584,000 | 48,063,000 |
| Allowance for loan losses | 1,172,000 | 673,000 | 819,000 | 697,000 |
| Securities available for sale | 35,124,000 | 33,135,000 | 32,508,000 | 31,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,359,000 | 64,770,000 | 64,233,000 | 69,729,000 |
| Interest-bearing deposits | 59,880,000 | 57,154,000 | 57,892,000 | 62,526,000 |
| Noninterest-bearing deposits | 7,478,000 | 7,616,000 | 6,340,000 | 7,203,000 |
| Equity capital | 16,624,000 | 16,452,000 | 16,615,000 | 15,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,844,000 | 2,769,000 | 3,613,000 |
| Interest expense | 130,000 | 264,000 | 396,000 | 529,000 |
| Net interest income | 792,000 | 1,580,000 | 2,373,000 | 3,084,000 |
| Noninterest income | 156,000 | 156,000 | 218,000 | 344,000 |
| Noninterest expense | 268,000 | 576,000 | 865,000 | 1,259,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 1,650,000 |
| Pretax income | 680,000 | 1,160,000 | 1,576,000 | 454,000 |
| Income tax | 0 | 51,000 | 73,000 | 101,000 |
| Net income | 680,000 | 1,109,000 | 1,503,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,135,000 | 15,314,000 | 15,458,000 | 14,059,000 |
| Total capital | 15,898,000 | 15,987,000 | 16,267,000 | 14,756,000 |
| Risk-weighted assets | 60,595,000 | 61,397,000 | 64,714,000 | 67,667,000 |