Call reports 2014
FIRST STATE BANK OF HEALY, THE — 2014
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,656,000 | 87,168,000 | 83,251,000 | 90,831,000 |
| Total loans | 44,688,000 | 45,880,000 | 44,065,000 | 45,430,000 |
| Allowance for loan losses | 1,182,000 | 1,187,000 | 1,187,000 | 1,170,000 |
| Securities available for sale | 38,344,000 | 37,942,000 | 36,371,000 | 35,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,394,000 | 66,390,000 | 64,502,000 | 71,695,000 |
| Interest-bearing deposits | 57,622,000 | 58,904,000 | 57,882,000 | 62,888,000 |
| Noninterest-bearing deposits | 8,772,000 | 7,486,000 | 6,619,000 | 8,807,000 |
| Equity capital | 14,167,000 | 15,221,000 | 15,665,000 | 16,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,853,000 | 2,777,000 | 3,739,000 |
| Interest expense | 129,000 | 261,000 | 394,000 | 527,000 |
| Net interest income | 781,000 | 1,592,000 | 2,383,000 | 3,212,000 |
| Noninterest income | 58,000 | 147,000 | 202,000 | 257,000 |
| Noninterest expense | 249,000 | 539,000 | 845,000 | 1,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 590,000 | 1,200,000 | 1,740,000 | 2,202,000 |
| Income tax | 0 | 29,000 | 47,000 | 50,000 |
| Net income | 590,000 | 1,171,000 | 1,693,000 | 2,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,643,000 | 14,224,000 | 14,546,000 | 14,705,000 |
| Total capital | 14,376,000 | 14,972,000 | 15,269,000 | 15,465,000 |
| Risk-weighted assets | 58,171,000 | 59,438,000 | 57,358,000 | 60,801,000 |