Call reports 2013
FIRST STATE BANK OF HEALY, THE — 2013
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,902,000 | 80,340,000 | 82,830,000 | 84,632,000 |
| Total loans | 35,755,000 | 38,611,000 | 40,502,000 | 42,369,000 |
| Allowance for loan losses | 524,000 | 525,000 | 526,000 | 1,181,000 |
| Securities available for sale | 39,697,000 | 38,903,000 | 39,487,000 | 38,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,837,000 | 59,105,000 | 58,443,000 | 66,013,000 |
| Interest-bearing deposits | 51,250,000 | 51,783,000 | 52,273,000 | 56,907,000 |
| Noninterest-bearing deposits | 7,587,000 | 7,322,000 | 6,170,000 | 9,107,000 |
| Equity capital | 14,794,000 | 14,045,000 | 13,849,000 | 13,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,649,000 | 2,509,000 | 3,427,000 |
| Interest expense | 136,000 | 262,000 | 391,000 | 523,000 |
| Net interest income | 675,000 | 1,387,000 | 2,118,000 | 2,904,000 |
| Noninterest income | 64,000 | 114,000 | 167,000 | 214,000 |
| Noninterest expense | 299,000 | 559,000 | 837,000 | 1,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 650,000 |
| Pretax income | 440,000 | 942,000 | 1,448,000 | 1,247,000 |
| Income tax | 26,000 | 26,000 | 59,000 | 91,000 |
| Net income | 414,000 | 916,000 | 1,389,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,210,000 | 13,513,000 | 13,786,000 | 13,353,000 |
| Total capital | 13,734,000 | 14,038,000 | 14,312,000 | 14,053,000 |
| Risk-weighted assets | 64,523,000 | 68,741,000 | 53,878,000 | 55,540,000 |