Call reports 2012
FIRST STATE BANK OF HEALY, THE — 2012
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,889,000 | 74,928,000 | 77,290,000 | 81,544,000 |
| Total loans | 33,534,000 | 36,226,000 | 36,453,000 | 36,056,000 |
| Allowance for loan losses | 634,000 | 577,000 | 579,000 | 522,000 |
| Securities available for sale | 34,589,000 | 36,158,000 | 36,592,000 | 39,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,807,000 | 57,558,000 | 58,539,000 | 63,533,000 |
| Interest-bearing deposits | 47,354,000 | 51,032,000 | 51,665,000 | 52,652,000 |
| Noninterest-bearing deposits | 6,453,000 | 6,526,000 | 6,874,000 | 10,881,000 |
| Equity capital | 13,814,000 | 14,430,000 | 15,000,000 | 14,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,659,000 | 2,509,000 | 3,355,000 |
| Interest expense | 139,000 | 278,000 | 414,000 | 540,000 |
| Net interest income | 684,000 | 1,381,000 | 2,095,000 | 2,815,000 |
| Noninterest income | 99,000 | 106,000 | 152,000 | 207,000 |
| Noninterest expense | 299,000 | 580,000 | 934,000 | 1,402,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 484,000 | 945,000 | 1,348,000 | 1,658,000 |
| Income tax | 0 | 3,000 | 11,000 | 48,000 |
| Net income | 484,000 | 942,000 | 1,337,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,570,000 | 12,898,000 | 13,124,000 | 12,997,000 |
| Total capital | 13,204,000 | 13,475,000 | 13,703,000 | 13,519,000 |
| Risk-weighted assets | 59,144,000 | 62,559,000 | 62,921,000 | 80,754,000 |