Call reports 2009
FIRST STATE BANK OF HEALY, THE — 2009
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,302,000 | 59,322,000 | 61,036,000 | 62,610,000 |
| Total loans | 39,063,000 | 36,450,000 | 37,493,000 | 37,391,000 |
| Allowance for loan losses | 1,681,000 | 1,117,000 | 1,096,000 | 942,000 |
| Securities available for sale | 18,511,000 | 17,996,000 | 20,559,000 | 19,527,000 |
| Securities held to maturity | 705,000 | 451,000 | 321,000 | 322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,530,000 | 42,826,000 | 40,936,000 | 46,761,000 |
| Interest-bearing deposits | 39,543,000 | 39,352,000 | 37,614,000 | 42,580,000 |
| Noninterest-bearing deposits | 2,987,000 | 3,474,000 | 3,322,000 | 4,181,000 |
| Equity capital | 10,811,000 | 10,696,000 | 11,463,000 | 11,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,613,000 | 2,412,000 | 3,430,000 |
| Interest expense | 319,000 | 610,000 | 869,000 | 1,097,000 |
| Net interest income | 505,000 | 1,003,000 | 1,543,000 | 2,333,000 |
| Noninterest income | 57,000 | 115,000 | 180,000 | 240,000 |
| Noninterest expense | 229,000 | 523,000 | 792,000 | 1,207,000 |
| Provision for loan losses | 630,000 | 750,000 | 750,000 | 750,000 |
| Pretax income | -297,000 | -155,000 | 181,000 | 616,000 |
| Income tax | 4,000 | 19,000 | 20,000 | 27,000 |
| Net income | -301,000 | -174,000 | 161,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,468,000 | 10,495,000 | 10,830,000 | 11,258,000 |
| Total capital | 11,063,000 | 11,060,000 | 11,426,000 | 11,863,000 |
| Risk-weighted assets | 46,506,000 | 44,645,000 | 47,148,000 | 48,059,000 |