Call reports 2008
FIRST STATE BANK OF HEALY, THE — 2008
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 58,854,000 | 59,544,000 | 60,177,000 | 62,059,000 |
| Total loans | 36,878,000 | 37,758,000 | 38,083,000 | 37,388,000 |
| Allowance for loan losses | 839,000 | 845,000 | 1,193,000 | 1,099,000 |
| Securities available for sale | 18,686,000 | 18,176,000 | 19,115,000 | 18,868,000 |
| Securities held to maturity | 907,000 | 907,000 | 906,000 | 706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,753,000 | 39,463,000 | 38,226,000 | 44,793,000 |
| Interest-bearing deposits | 35,801,000 | 36,096,000 | 34,505,000 | 40,124,000 |
| Noninterest-bearing deposits | 3,952,000 | 3,367,000 | 3,721,000 | 4,669,000 |
| Equity capital | 11,423,000 | 10,875,000 | 10,921,000 | 11,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,665,000 | 2,501,000 | 3,320,000 |
| Interest expense | 417,000 | 807,000 | 1,173,000 | 1,524,000 |
| Net interest income | 512,000 | 858,000 | 1,328,000 | 1,796,000 |
| Noninterest income | 52,000 | 101,000 | 157,000 | 216,000 |
| Noninterest expense | 212,000 | 436,000 | 669,000 | 1,042,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 600,000 |
| Pretax income | 352,000 | 523,000 | 466,000 | 370,000 |
| Income tax | 9,000 | 9,000 | 18,000 | 0 |
| Net income | 343,000 | 514,000 | 448,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,153,000 | 11,093,000 | 10,897,000 | 10,819,000 |
| Total capital | 11,719,000 | 11,671,000 | 11,482,000 | 11,399,000 |
| Risk-weighted assets | 44,996,000 | 45,970,000 | 46,181,000 | 45,887,000 |