Call reports 2006
FIRST STATE BANK OF HEALY, THE — 2006
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,441,000 | 42,308,000 | 47,844,000 | 48,668,000 |
| Total loans | 25,374,000 | 25,944,000 | 29,876,000 | 30,053,000 |
| Allowance for loan losses | 817,000 | 812,000 | 841,000 | 753,000 |
| Securities available for sale | 12,607,000 | 12,673,000 | 13,102,000 | 12,929,000 |
| Securities held to maturity | 1,131,000 | 1,125,000 | 1,125,000 | 1,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,619,000 | 27,695,000 | 29,823,000 | 32,711,000 |
| Interest-bearing deposits | 24,551,000 | 24,510,000 | 26,480,000 | 28,390,000 |
| Noninterest-bearing deposits | 3,068,000 | 3,185,000 | 3,343,000 | 4,321,000 |
| Equity capital | 10,446,000 | 10,264,000 | 10,524,000 | 10,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,401,000 | 2,163,000 | 2,980,000 |
| Interest expense | 220,000 | 455,000 | 739,000 | 1,078,000 |
| Net interest income | 495,000 | 946,000 | 1,424,000 | 1,902,000 |
| Noninterest income | 103,000 | 152,000 | 205,000 | 237,000 |
| Noninterest expense | 185,000 | 392,000 | 640,000 | 968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 706,000 | 989,000 | 1,171,000 |
| Income tax | 0 | 6,000 | 13,000 | 25,000 |
| Net income | 413,000 | 700,000 | 976,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,560,000 | 10,557,000 | 10,663,000 | 10,833,000 |
| Total capital | 10,962,000 | 10,969,000 | 11,129,000 | 11,300,000 |
| Risk-weighted assets | 31,727,000 | 32,523,000 | 36,879,000 | 37,090,000 |