Call reports 2005
FIRST STATE BANK OF HEALY, THE — 2005
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,477,000 | 41,458,000 | 41,399,000 | 44,686,000 |
| Total loans | 24,277,000 | 23,461,000 | 24,095,000 | 25,177,000 |
| Allowance for loan losses | 805,000 | 818,000 | 823,000 | 776,000 |
| Securities available for sale | 12,890,000 | 13,886,000 | 13,470,000 | 13,425,000 |
| Securities held to maturity | 1,026,000 | 1,027,000 | 935,000 | 935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,475,000 | 28,482,000 | 26,602,000 | 31,692,000 |
| Interest-bearing deposits | 24,303,000 | 25,246,000 | 24,012,000 | 27,959,000 |
| Noninterest-bearing deposits | 3,172,000 | 3,236,000 | 2,590,000 | 3,733,000 |
| Equity capital | 10,033,000 | 10,100,000 | 10,173,000 | 10,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,126,000 | 1,728,000 | 2,416,000 |
| Interest expense | 148,000 | 326,000 | 528,000 | 743,000 |
| Net interest income | 391,000 | 800,000 | 1,200,000 | 1,673,000 |
| Noninterest income | 55,000 | 109,000 | 157,000 | 214,000 |
| Noninterest expense | 172,000 | 366,000 | 562,000 | 914,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 543,000 | 795,000 | 973,000 |
| Income tax | 12,000 | 22,000 | 33,000 | 41,000 |
| Net income | 262,000 | 521,000 | 762,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,127,000 | 10,066,000 | 10,157,000 | 10,327,000 |
| Total capital | 10,513,000 | 10,414,000 | 10,549,000 | 10,738,000 |
| Risk-weighted assets | 30,477,000 | 27,390,000 | 30,890,000 | 32,493,000 |