Call reports 2004
FIRST STATE BANK OF HEALY, THE — 2004
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 40,435,000 | 38,420,000 | 39,051,000 | 40,708,000 |
| Total loans | 23,102,000 | 23,071,000 | 23,890,000 | 24,310,000 |
| Allowance for loan losses | 1,087,000 | 1,098,000 | 1,106,000 | 797,000 |
| Securities available for sale | 12,408,000 | 11,228,000 | 11,102,000 | 10,987,000 |
| Securities held to maturity | 1,339,000 | 1,289,000 | 1,289,000 | 1,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,301,000 | 26,589,000 | 25,985,000 | 28,589,000 |
| Interest-bearing deposits | 25,613,000 | 23,795,000 | 23,353,000 | 24,084,000 |
| Noninterest-bearing deposits | 2,688,000 | 2,794,000 | 2,632,000 | 4,505,000 |
| Equity capital | 10,036,000 | 9,856,000 | 9,943,000 | 10,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,393,000 | 1,931,000 | 2,508,000 |
| Interest expense | 134,000 | 259,000 | 380,000 | 505,000 |
| Net interest income | 589,000 | 1,134,000 | 1,551,000 | 2,003,000 |
| Noninterest income | 42,000 | 76,000 | 118,000 | 197,000 |
| Noninterest expense | 273,000 | 490,000 | 829,000 | 1,250,000 |
| Provision for loan losses | -300,000 | -300,000 | -300,000 | -450,000 |
| Pretax income | 658,000 | 1,020,000 | 1,140,000 | 1,400,000 |
| Income tax | 32,000 | 42,000 | 52,000 | 69,000 |
| Net income | 626,000 | 978,000 | 1,088,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,860,000 | 9,912,000 | 9,872,000 | 10,115,000 |
| Total capital | 10,229,000 | 10,251,000 | 10,228,000 | 10,495,000 |
| Risk-weighted assets | 28,795,000 | 26,399,000 | 27,697,000 | 30,003,000 |