Call reports 2003
FIRST STATE BANK OF HEALY, THE — 2003
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,728,000 | 37,216,000 | 38,478,000 | 41,844,000 |
| Total loans | 24,567,000 | 23,993,000 | 21,911,000 | 23,586,000 |
| Allowance for loan losses | 954,000 | 936,000 | 882,000 | 907,000 |
| Securities available for sale | 8,584,000 | 9,129,000 | 9,754,000 | 13,337,000 |
| Securities held to maturity | 1,731,000 | 1,731,000 | 1,673,000 | 1,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,680,000 | 25,525,000 | 27,147,000 | 30,278,000 |
| Interest-bearing deposits | 23,762,000 | 23,517,000 | 23,895,000 | 26,977,000 |
| Noninterest-bearing deposits | 1,918,000 | 2,008,000 | 3,252,000 | 3,301,000 |
| Equity capital | 9,254,000 | 9,341,000 | 9,350,000 | 9,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,148,000 | 1,687,000 | 2,375,000 |
| Interest expense | 172,000 | 333,000 | 486,000 | 627,000 |
| Net interest income | 381,000 | 815,000 | 1,201,000 | 1,748,000 |
| Noninterest income | 54,000 | 94,000 | 136,000 | 189,000 |
| Noninterest expense | 205,000 | 394,000 | 589,000 | 962,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 515,000 | 748,000 | 975,000 |
| Income tax | 15,000 | 19,000 | 24,000 | 29,000 |
| Net income | 215,000 | 496,000 | 724,000 | 946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,142,000 | 9,165,000 | 9,262,000 | 9,484,000 |
| Total capital | 9,507,000 | 9,526,000 | 9,608,000 | 9,837,000 |
| Risk-weighted assets | 28,590,000 | 28,295,000 | 27,127,000 | 27,660,000 |