Call reports 2002
FIRST STATE BANK OF HEALY, THE — 2002
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,607,000 | 36,186,000 | 35,285,000 | 38,786,000 |
| Total loans | 23,446,000 | 23,185,000 | 22,889,000 | 24,088,000 |
| Allowance for loan losses | 997,000 | 960,000 | 979,000 | 950,000 |
| Securities available for sale | 6,205,000 | 8,743,000 | 8,446,000 | 7,673,000 |
| Securities held to maturity | 2,126,000 | 1,777,000 | 1,779,000 | 1,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,594,000 | 25,531,000 | 24,420,000 | 27,798,000 |
| Interest-bearing deposits | 23,348,000 | 23,169,000 | 22,358,000 | 25,017,000 |
| Noninterest-bearing deposits | 2,246,000 | 2,362,000 | 2,062,000 | 2,781,000 |
| Equity capital | 8,734,000 | 8,786,000 | 8,907,000 | 9,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,146,000 | 1,688,000 | 2,356,000 |
| Interest expense | 226,000 | 436,000 | 637,000 | 832,000 |
| Net interest income | 379,000 | 710,000 | 1,051,000 | 1,524,000 |
| Noninterest income | 36,000 | 63,000 | 112,000 | 215,000 |
| Noninterest expense | 186,000 | 371,000 | 588,000 | 948,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 229,000 | 402,000 | 575,000 | 991,000 |
| Income tax | 261,000 | 261,000 | 281,000 | 274,000 |
| Net income | -32,000 | 141,000 | 294,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,729,000 | 8,702,000 | 8,755,000 | 9,177,000 |
| Total capital | 9,086,000 | 9,063,000 | 9,101,000 | 9,544,000 |
| Risk-weighted assets | 27,899,000 | 28,230,000 | 27,215,000 | 28,782,000 |