Call reports 2001
FIRST STATE BANK OF HEALY, THE — 2001
What FIRST STATE BANK OF HEALY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,532,000 | 38,027,000 | 36,166,000 | 38,565,000 |
| Total loans | 24,279,000 | 25,737,000 | 24,522,000 | 23,919,000 |
| Allowance for loan losses | 1,227,000 | 1,248,000 | 1,247,000 | 950,000 |
| Securities available for sale | 7,529,000 | 7,484,000 | 7,263,000 | 6,684,000 |
| Securities held to maturity | 2,857,000 | 2,713,000 | 2,563,000 | 2,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,754,000 | 25,253,000 | 24,506,000 | 27,466,000 |
| Interest-bearing deposits | 25,344,000 | 22,735,000 | 22,089,000 | 24,078,000 |
| Noninterest-bearing deposits | 2,410,000 | 2,518,000 | 2,417,000 | 3,388,000 |
| Equity capital | 8,349,000 | 8,509,000 | 8,749,000 | 8,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,424,000 | 2,117,000 | 2,776,000 |
| Interest expense | 331,000 | 650,000 | 945,000 | 1,204,000 |
| Net interest income | 420,000 | 774,000 | 1,172,000 | 1,572,000 |
| Noninterest income | 64,000 | 113,000 | 164,000 | 269,000 |
| Noninterest expense | 193,000 | 395,000 | 601,000 | 934,000 |
| Provision for loan losses | 0 | 0 | 0 | -277,000 |
| Pretax income | 291,000 | 492,000 | 735,000 | 1,184,000 |
| Income tax | 43,000 | 94,000 | 139,000 | 363,000 |
| Net income | 248,000 | 398,000 | 596,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,328,000 | 8,478,000 | 8,676,000 | 8,761,000 |
| Total capital | 8,696,000 | 8,866,000 | 9,047,000 | 9,130,000 |
| Risk-weighted assets | 28,569,000 | 30,148,000 | 28,795,000 | 28,936,000 |