Call reports 2006
PROSPERAN BANK — 2006
What PROSPERAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,372,000 | 180,353,000 | 179,818,000 | 185,688,000 |
| Total loans | 148,633,000 | 147,041,000 | 149,211,000 | 152,983,000 |
| Allowance for loan losses | 1,348,000 | 1,359,000 | 1,482,000 | 1,632,000 |
| Securities available for sale | 10,845,000 | 16,677,000 | 19,148,000 | 18,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,034,000 | 159,276,000 | 158,143,000 | 164,057,000 |
| Interest-bearing deposits | 130,395,000 | 136,079,000 | 136,243,000 | 136,563,000 |
| Noninterest-bearing deposits | 21,639,000 | 23,197,000 | 21,900,000 | 27,494,000 |
| Equity capital | 16,015,000 | 15,788,000 | 16,063,000 | 16,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,025,000 | 6,186,000 | 9,718,000 | 13,290,000 |
| Interest expense | 1,200,000 | 2,530,000 | 3,995,000 | 5,547,000 |
| Net interest income | 1,825,000 | 3,656,000 | 5,723,000 | 7,743,000 |
| Noninterest income | 165,000 | 432,000 | 651,000 | 865,000 |
| Noninterest expense | 1,461,000 | 3,253,000 | 4,642,000 | 6,045,000 |
| Provision for loan losses | 50,000 | 170,000 | 610,000 | 804,000 |
| Pretax income | 479,000 | 650,000 | 1,107,000 | 1,744,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 12,000 |
| Net income | 470,000 | 641,000 | 1,098,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,106,000 | 15,967,000 | 16,058,000 | 16,267,000 |
| Total capital | 17,454,000 | 17,326,000 | 17,540,000 | 17,899,000 |
| Risk-weighted assets | 151,668,000 | 151,969,000 | 153,417,000 | 157,252,000 |
Machine access — free, no API key
Every figure shown here about PROSPERAN BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.