Call reports 2003
PROSPERAN BANK — 2003
What PROSPERAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 121,134,000 | 131,044,000 | 126,156,000 | 132,743,000 |
| Total loans | 88,149,000 | 90,589,000 | 97,875,000 | 104,994,000 |
| Allowance for loan losses | 1,077,000 | 868,000 | 887,000 | 833,000 |
| Securities available for sale | 10,767,000 | 18,067,000 | 14,739,000 | 14,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,649,000 | 114,759,000 | 108,381,000 | 113,725,000 |
| Interest-bearing deposits | 82,632,000 | 88,687,000 | 88,473,000 | 96,916,000 |
| Noninterest-bearing deposits | 24,017,000 | 26,072,000 | 19,908,000 | 16,809,000 |
| Equity capital | 9,849,000 | 10,658,000 | 10,898,000 | 11,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,288,000 | 4,981,000 | 6,718,000 |
| Interest expense | 543,000 | 1,076,000 | 1,598,000 | 2,131,000 |
| Net interest income | 1,065,000 | 2,212,000 | 3,383,000 | 4,587,000 |
| Noninterest income | 143,000 | 407,000 | 612,000 | 921,000 |
| Noninterest expense | 936,000 | 1,943,000 | 2,965,000 | 4,037,000 |
| Provision for loan losses | 270,000 | 328,000 | 436,000 | 436,000 |
| Pretax income | 2,000 | 348,000 | 594,000 | 1,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 348,000 | 594,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,681,000 | 10,497,000 | 10,743,000 | 11,154,000 |
| Total capital | 10,758,000 | 11,365,000 | 11,630,000 | 11,987,000 |
| Risk-weighted assets | 98,095,000 | 100,426,000 | 106,308,000 | 114,298,000 |