Call reports 2001
PROSPERAN BANK — 2001
What PROSPERAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,125,000 | 63,340,000 | 71,077,000 | 79,546,000 |
| Total loans | 42,865,000 | 46,428,000 | 52,961,000 | 55,378,000 |
| Allowance for loan losses | 434,000 | 478,000 | 531,000 | 718,000 |
| Securities available for sale | 5,016,000 | 5,485,000 | 5,365,000 | 6,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,837,000 | 54,894,000 | 60,186,000 | 68,911,000 |
| Interest-bearing deposits | 45,684,000 | 49,878,000 | 54,762,000 | 60,626,000 |
| Noninterest-bearing deposits | 4,153,000 | 5,016,000 | 5,424,000 | 8,285,000 |
| Equity capital | 4,884,000 | 6,029,000 | 6,204,000 | 6,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,407,000 | 3,726,000 | 5,078,000 |
| Interest expense | 598,000 | 1,165,000 | 1,760,000 | 2,299,000 |
| Net interest income | 585,000 | 1,242,000 | 1,966,000 | 2,779,000 |
| Noninterest income | 39,000 | 86,000 | 122,000 | 185,000 |
| Noninterest expense | 463,000 | 997,000 | 1,519,000 | 2,142,000 |
| Provision for loan losses | 52,000 | 96,000 | 168,000 | 388,000 |
| Pretax income | 113,000 | 239,000 | 405,000 | 438,000 |
| Income tax | 46,000 | 97,000 | 122,000 | 178,000 |
| Net income | 67,000 | 142,000 | 283,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,852,000 | 6,002,000 | 6,143,000 | 6,120,000 |
| Total capital | 5,286,000 | 6,480,000 | 6,674,000 | 6,838,000 |
| Risk-weighted assets | 48,180,000 | 49,801,000 | 57,619,000 | 61,667,000 |