Call reports 2025
UNION BANK, THE — 2025
What UNION BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 305,178,000 | 309,696,000 | 314,570,000 | 327,171,000 |
| Total loans | 185,766,000 | 189,656,000 | 192,308,000 | 203,933,000 |
| Allowance for loan losses | 2,061,000 | 1,977,000 | 2,030,000 | 2,091,000 |
| Securities available for sale | 83,310,000 | 95,351,000 | 98,136,000 | 98,360,000 |
| Securities held to maturity | 2,511,000 | 2,267,000 | 1,667,000 | 1,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,287,000 | 274,330,000 | 279,966,000 | 277,321,000 |
| Interest-bearing deposits | 227,683,000 | 226,546,000 | 231,932,000 | 223,071,000 |
| Noninterest-bearing deposits | 49,604,000 | 47,784,000 | 48,034,000 | 54,250,000 |
| Equity capital | 25,951,000 | 26,439,000 | 27,456,000 | 29,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,168,000 | 8,704,000 | 13,248,000 | 17,931,000 |
| Interest expense | 1,495,000 | 2,931,000 | 4,503,000 | 5,959,000 |
| Net interest income | 2,673,000 | 5,773,000 | 8,745,000 | 11,972,000 |
| Noninterest income | 169,000 | 309,000 | 464,000 | 613,000 |
| Noninterest expense | 2,095,000 | 4,194,000 | 6,308,000 | 8,518,000 |
| Provision for loan losses | 21,000 | 81,000 | 134,000 | 194,000 |
| Pretax income | 709,000 | 1,790,000 | 2,740,000 | 3,846,000 |
| Income tax | 121,000 | 313,000 | 504,000 | 660,000 |
| Net income | 588,000 | 1,477,000 | 2,236,000 | 3,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,608,000 | 29,572,000 | 29,058,000 | 30,083,000 |