Call reports 2024
UNION BANK, THE — 2024
What UNION BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 281,840,000 | 289,593,000 | 293,395,000 | 293,043,000 |
| Total loans | 179,619,000 | 193,850,000 | 192,357,000 | 192,557,000 |
| Allowance for loan losses | 2,084,000 | 2,067,000 | 2,068,000 | 2,039,000 |
| Securities available for sale | 72,614,000 | 72,822,000 | 68,638,000 | 66,182,000 |
| Securities held to maturity | 3,014,000 | 2,764,000 | 2,578,000 | 2,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,400,000 | 253,022,000 | 263,592,000 | 265,703,000 |
| Interest-bearing deposits | 203,465,000 | 207,200,000 | 216,006,000 | 214,276,000 |
| Noninterest-bearing deposits | 50,935,000 | 45,822,000 | 47,586,000 | 51,427,000 |
| Equity capital | 25,692,000 | 26,261,000 | 27,740,000 | 25,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,604,000 | 7,420,000 | 11,314,000 | 15,292,000 |
| Interest expense | 1,239,000 | 2,590,000 | 4,092,000 | 5,530,000 |
| Net interest income | 2,365,000 | 4,830,000 | 7,222,000 | 9,762,000 |
| Noninterest income | 108,000 | 290,000 | 447,000 | 572,000 |
| Noninterest expense | 1,860,000 | 3,740,000 | 5,722,000 | 7,680,000 |
| Provision for loan losses | 20,000 | 95,000 | 95,000 | 66,000 |
| Pretax income | 561,000 | 1,229,000 | 1,796,000 | 2,507,000 |
| Income tax | 93,000 | 192,000 | 247,000 | 355,000 |
| Net income | 468,000 | 1,037,000 | 1,549,000 | 2,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,320,000 | 27,981,000 | 28,559,000 | 27,929,000 |