Call reports 2023
UNION BANK, THE — 2023
What UNION BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 264,822,000 | 249,016,000 | 266,658,000 | 278,617,000 |
| Total loans | 159,938,000 | 167,015,000 | 175,810,000 | 180,681,000 |
| Allowance for loan losses | 1,975,000 | 2,003,000 | 2,033,000 | 2,064,000 |
| Securities available for sale | 61,404,000 | 56,502,000 | 50,892,000 | 66,159,000 |
| Securities held to maturity | 3,664,000 | 3,413,000 | 3,230,000 | 3,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,950,000 | 222,458,000 | 242,127,000 | 251,220,000 |
| Interest-bearing deposits | 185,587,000 | 174,966,000 | 190,723,000 | 194,168,000 |
| Noninterest-bearing deposits | 53,363,000 | 47,492,000 | 51,404,000 | 57,052,000 |
| Equity capital | 24,609,000 | 25,342,000 | 22,695,000 | 25,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,734,000 | 8,786,000 | 12,216,000 |
| Interest expense | 379,000 | 859,000 | 1,653,000 | 2,790,000 |
| Net interest income | 2,466,000 | 4,875,000 | 7,133,000 | 9,426,000 |
| Noninterest income | 94,000 | 436,000 | 653,000 | 758,000 |
| Noninterest expense | 1,884,000 | 3,718,000 | 5,612,000 | 7,299,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 646,000 | 1,533,000 | 2,084,000 | 2,765,000 |
| Income tax | 169,000 | 262,000 | 347,000 | 313,000 |
| Net income | 477,000 | 1,271,000 | 1,737,000 | 2,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,819,000 | 26,736,000 | 26,929,000 | 26,761,000 |