Call reports 2022
UNION BANK, THE — 2022
What UNION BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 263,643,000 | 262,501,000 | 256,195,000 | 259,560,000 |
| Total loans | 156,232,000 | 167,373,000 | 168,935,000 | 165,472,000 |
| Allowance for loan losses | 1,534,000 | 1,531,000 | 1,603,000 | 1,952,000 |
| Securities available for sale | 41,091,000 | 45,547,000 | 46,199,000 | 57,547,000 |
| Securities held to maturity | 4,006,000 | 3,906,000 | 3,725,000 | 3,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,984,000 | 237,737,000 | 232,544,000 | 234,933,000 |
| Interest-bearing deposits | 193,867,000 | 192,014,000 | 186,889,000 | 184,099,000 |
| Noninterest-bearing deposits | 44,117,000 | 45,723,000 | 45,655,000 | 50,834,000 |
| Equity capital | 24,611,000 | 23,665,000 | 22,433,000 | 23,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,445,000 | 7,075,000 | 9,745,000 |
| Interest expense | 229,000 | 449,000 | 668,000 | 937,000 |
| Net interest income | 1,883,000 | 3,996,000 | 6,407,000 | 8,808,000 |
| Noninterest income | 97,000 | 201,000 | 250,000 | 349,000 |
| Noninterest expense | 1,505,000 | 2,997,000 | 4,594,000 | 6,446,000 |
| Provision for loan losses | 10,000 | -416,000 | -356,000 | -8,000 |
| Pretax income | 465,000 | 1,616,000 | 2,419,000 | 2,719,000 |
| Income tax | 34,000 | 78,000 | 158,000 | 117,000 |
| Net income | 431,000 | 1,538,000 | 2,261,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,223,000 | 24,454,000 | 25,287,000 | 25,216,000 |