Call reports 2021
UNION BANK, THE — 2021
What UNION BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 248,001,000 | 248,574,000 | 248,134,000 | 255,547,000 |
| Total loans | 151,959,000 | 163,860,000 | 167,863,000 | 160,865,000 |
| Allowance for loan losses | 1,334,000 | 1,379,000 | 1,376,000 | 1,456,000 |
| Securities available for sale | 32,318,000 | 33,978,000 | 35,666,000 | 34,588,000 |
| Securities held to maturity | 4,917,000 | 4,163,000 | 4,064,000 | 4,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,059,000 | 220,156,000 | 220,613,000 | 228,470,000 |
| Interest-bearing deposits | 182,178,000 | 180,793,000 | 183,918,000 | 186,558,000 |
| Noninterest-bearing deposits | 38,881,000 | 39,363,000 | 36,695,000 | 41,912,000 |
| Equity capital | 25,950,000 | 27,174,000 | 26,435,000 | 26,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,434,000 | 7,721,000 | 9,923,000 |
| Interest expense | 207,000 | 429,000 | 655,000 | 905,000 |
| Net interest income | 2,447,000 | 5,005,000 | 7,066,000 | 9,018,000 |
| Noninterest income | -48,000 | 241,000 | 344,000 | 482,000 |
| Noninterest expense | 1,657,000 | 3,225,000 | 4,617,000 | 6,699,000 |
| Provision for loan losses | 14,000 | 52,000 | 82,000 | 612,000 |
| Pretax income | 728,000 | 1,969,000 | 2,711,000 | 2,169,000 |
| Income tax | 90,000 | 215,000 | 492,000 | 201,000 |
| Net income | 638,000 | 1,754,000 | 2,219,000 | 1,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,093,000 | 23,332,000 | 22,775,000 | 22,667,000 |