Call reports 2020
UNION BANK, THE — 2020
What UNION BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 168,784,000 | 171,988,000 | 171,484,000 | 232,618,000 |
| Total loans | 101,665,000 | 104,238,000 | 104,791,000 | 150,618,000 |
| Allowance for loan losses | 1,360,000 | 1,413,000 | 1,304,000 | 1,313,000 |
| Securities available for sale | 22,871,000 | 25,675,000 | 24,838,000 | 30,292,000 |
| Securities held to maturity | 7,019,000 | 6,468,000 | 6,370,000 | 5,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,960,000 | 153,374,000 | 153,245,000 | 206,222,000 |
| Interest-bearing deposits | 123,365,000 | 125,116,000 | 125,448,000 | 173,205,000 |
| Noninterest-bearing deposits | 27,595,000 | 28,258,000 | 27,797,000 | 33,017,000 |
| Equity capital | 16,986,000 | 17,699,000 | 17,316,000 | 25,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,221,000 | 4,734,000 | 6,646,000 |
| Interest expense | 320,000 | 553,000 | 792,000 | 1,102,000 |
| Net interest income | 1,265,000 | 2,668,000 | 3,942,000 | 5,544,000 |
| Noninterest income | 82,000 | 92,000 | 159,000 | 199,000 |
| Noninterest expense | 1,097,000 | 2,180,000 | 3,323,000 | 4,679,000 |
| Provision for loan losses | 30,000 | 75,000 | 90,000 | 90,000 |
| Pretax income | 223,000 | 508,000 | 713,000 | 999,000 |
| Income tax | 51,000 | 84,000 | 144,000 | 119,000 |
| Net income | 172,000 | 424,000 | 569,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,129,000 | 16,379,000 | 16,048,000 | 21,341,000 |