Call reports 2019
UNION BANK, THE — 2019
What UNION BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 157,317,000 | 155,621,000 | 153,382,000 | 159,618,000 |
| Total loans | 102,509,000 | 107,219,000 | 105,731,000 | 104,857,000 |
| Allowance for loan losses | 1,340,000 | 1,410,000 | 1,297,000 | 1,336,000 |
| Securities available for sale | 20,309,000 | 20,047,000 | 20,786,000 | 20,504,000 |
| Securities held to maturity | 7,733,000 | 7,200,000 | 7,016,000 | 7,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,370,000 | 138,133,000 | 135,920,000 | 142,037,000 |
| Interest-bearing deposits | 112,069,000 | 118,495,000 | 114,380,000 | 113,386,000 |
| Noninterest-bearing deposits | 28,301,000 | 19,638,000 | 21,540,000 | 28,651,000 |
| Equity capital | 16,347,000 | 16,800,000 | 16,511,000 | 16,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,213,000 | 4,870,000 | 6,509,000 |
| Interest expense | 291,000 | 595,000 | 900,000 | 1,221,000 |
| Net interest income | 1,280,000 | 2,618,000 | 3,970,000 | 5,288,000 |
| Noninterest income | 91,000 | 187,000 | 284,000 | 290,000 |
| Noninterest expense | 1,164,000 | 2,246,000 | 3,456,000 | 4,373,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 162,000 | 469,000 | 666,000 | 1,029,000 |
| Income tax | 0 | 25,000 | 63,000 | 88,000 |
| Net income | 162,000 | 444,000 | 603,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,509,000 | 15,839,000 | 15,522,000 | 15,908,000 |
| Total capital | 16,849,000 | 17,249,000 | 16,819,000 | 17,244,000 |
| Risk-weighted assets | 113,636,000 | 115,417,000 | 114,969,000 | 115,866,000 |