Call reports 2018
UNION BANK, THE — 2018
What UNION BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 157,373,000 | 153,211,000 | 152,310,000 | 153,496,000 |
| Total loans | 102,788,000 | 106,492,000 | 107,889,000 | 105,470,000 |
| Allowance for loan losses | 1,443,000 | 1,638,000 | 1,461,000 | 1,286,000 |
| Securities available for sale | 13,786,000 | 17,489,000 | 16,821,000 | 17,043,000 |
| Securities held to maturity | 9,312,000 | 8,178,000 | 8,180,000 | 7,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,156,000 | 136,615,000 | 134,108,000 | 136,969,000 |
| Interest-bearing deposits | 112,596,000 | 110,840,000 | 107,691,000 | 109,159,000 |
| Noninterest-bearing deposits | 28,560,000 | 25,775,000 | 26,417,000 | 27,810,000 |
| Equity capital | 15,593,000 | 15,842,000 | 15,412,000 | 15,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 3,018,000 | 4,598,000 | 6,205,000 |
| Interest expense | 208,000 | 420,000 | 642,000 | 923,000 |
| Net interest income | 1,246,000 | 2,598,000 | 3,956,000 | 5,282,000 |
| Noninterest income | 91,000 | 211,000 | 152,000 | 208,000 |
| Noninterest expense | 1,022,000 | 2,031,000 | 3,060,000 | 4,079,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 255,000 | 659,000 | 889,000 | 1,252,000 |
| Income tax | 60,000 | 165,000 | 205,000 | 205,000 |
| Net income | 195,000 | 494,000 | 684,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,826,000 | 15,173,000 | 14,887,000 | 15,298,000 |
| Total capital | 16,269,000 | 16,606,000 | 16,348,000 | 16,584,000 |
| Risk-weighted assets | 118,013,000 | 114,445,000 | 118,513,000 | 114,634,000 |