Call reports 2017
UNION BANK, THE — 2017
What UNION BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,480,000 | 150,839,000 | 147,694,000 | 153,540,000 |
| Total loans | 111,209,000 | 109,754,000 | 110,262,000 | 109,441,000 |
| Allowance for loan losses | 1,396,000 | 1,367,000 | 1,415,000 | 1,522,000 |
| Securities available for sale | 10,432,000 | 12,104,000 | 13,543,000 | 13,762,000 |
| Securities held to maturity | 9,590,000 | 9,467,000 | 9,468,000 | 9,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,282,000 | 134,236,000 | 131,372,000 | 137,428,000 |
| Interest-bearing deposits | 108,706,000 | 106,507,000 | 105,375,000 | 109,017,000 |
| Noninterest-bearing deposits | 27,576,000 | 27,729,000 | 25,997,000 | 28,411,000 |
| Equity capital | 15,504,000 | 15,968,000 | 15,654,000 | 15,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,103,000 | 4,574,000 | 6,097,000 |
| Interest expense | 191,000 | 380,000 | 581,000 | 788,000 |
| Net interest income | 1,347,000 | 2,723,000 | 3,993,000 | 5,309,000 |
| Noninterest income | 94,000 | 180,000 | 279,000 | 359,000 |
| Noninterest expense | 923,000 | 1,872,000 | 2,826,000 | 3,786,000 |
| Provision for loan losses | 60,000 | 120,000 | 230,000 | 350,000 |
| Pretax income | 452,000 | 905,000 | 1,255,000 | 1,571,000 |
| Income tax | 152,000 | 262,000 | 403,000 | 634,000 |
| Net income | 300,000 | 643,000 | 852,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,416,000 | 14,801,000 | 14,603,000 | 14,729,000 |
| Total capital | 15,812,000 | 16,168,000 | 16,018,000 | 16,225,000 |
| Risk-weighted assets | 118,724,000 | 116,952,000 | 119,549,000 | 119,652,000 |