Call reports 2014
UNION BANK, THE — 2014
What UNION BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 138,327,000 | 140,778,000 | 143,458,000 | 145,870,000 |
| Total loans | 94,122,000 | 99,487,000 | 104,391,000 | 104,132,000 |
| Allowance for loan losses | 834,000 | 878,000 | 920,000 | 937,000 |
| Securities available for sale | 13,758,000 | 13,284,000 | 12,854,000 | 12,370,000 |
| Securities held to maturity | 7,891,000 | 8,836,000 | 9,206,000 | 9,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,575,000 | 125,507,000 | 125,749,000 | 130,758,000 |
| Interest-bearing deposits | 100,707,000 | 101,331,000 | 100,186,000 | 103,698,000 |
| Noninterest-bearing deposits | 22,868,000 | 24,176,000 | 25,563,000 | 27,060,000 |
| Equity capital | 13,565,000 | 14,036,000 | 13,979,000 | 14,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,905,000 | 4,450,000 | 5,794,000 |
| Interest expense | 216,000 | 440,000 | 668,000 | 896,000 |
| Net interest income | 1,225,000 | 2,465,000 | 3,782,000 | 4,898,000 |
| Noninterest income | 93,000 | 189,000 | 292,000 | 408,000 |
| Noninterest expense | 756,000 | 1,488,000 | 2,292,000 | 3,159,000 |
| Provision for loan losses | 30,000 | 72,000 | 120,000 | 368,000 |
| Pretax income | 532,000 | 1,094,000 | 1,662,000 | 1,779,000 |
| Income tax | 189,000 | 365,000 | 554,000 | 608,000 |
| Net income | 343,000 | 729,000 | 1,108,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,627,000 | 12,047,000 | 12,034,000 | 12,130,000 |
| Total capital | 12,461,000 | 12,925,000 | 12,954,000 | 13,067,000 |
| Risk-weighted assets | 104,280,000 | 110,707,000 | 115,768,000 | 111,237,000 |