Call reports 2013
UNION BANK, THE — 2013
What UNION BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 87,902,000 | 85,304,000 | 128,708,000 | 132,946,000 |
| Total loans | 67,923,000 | 70,208,000 | 90,846,000 | 93,798,000 |
| Allowance for loan losses | 770,000 | 791,000 | 798,000 | 807,000 |
| Securities available for sale | 2,500,000 | 2,490,000 | 14,614,000 | 14,075,000 |
| Securities held to maturity | 3,245,000 | 2,985,000 | 7,889,000 | 7,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,067,000 | 77,247,000 | 114,451,000 | 118,504,000 |
| Interest-bearing deposits | 65,262,000 | 63,982,000 | 92,510,000 | 94,591,000 |
| Noninterest-bearing deposits | 14,805,000 | 13,265,000 | 21,941,000 | 23,913,000 |
| Equity capital | 6,782,000 | 7,049,000 | 12,827,000 | 13,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,987,000 | 3,290,000 | 4,744,000 |
| Interest expense | 155,000 | 307,000 | 484,000 | 700,000 |
| Net interest income | 848,000 | 1,680,000 | 2,806,000 | 4,044,000 |
| Noninterest income | 58,000 | 190,000 | 258,000 | 309,000 |
| Noninterest expense | 516,000 | 1,073,000 | 1,734,000 | 2,472,000 |
| Provision for loan losses | 18,000 | 38,000 | 63,000 | 87,000 |
| Pretax income | 372,000 | 759,000 | 1,267,000 | 1,794,000 |
| Income tax | 146,000 | 258,000 | 443,000 | 579,000 |
| Net income | 226,000 | 501,000 | 824,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,782,000 | 7,049,000 | 10,828,000 | 11,252,000 |
| Total capital | 7,672,000 | 7,960,000 | 11,626,000 | 12,059,000 |
| Risk-weighted assets | 70,253,000 | 71,794,000 | 101,613,000 | 102,362,000 |