Call reports 2012
UNION BANK, THE — 2012
What UNION BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,072,000 | 80,926,000 | 83,698,000 | 86,997,000 |
| Total loans | 56,798,000 | 63,318,000 | 65,595,000 | 68,205,000 |
| Allowance for loan losses | 709,000 | 712,000 | 727,000 | 756,000 |
| Securities available for sale | 2,515,000 | 2,508,000 | 2,002,000 | 2,000,000 |
| Securities held to maturity | 3,323,000 | 3,248,000 | 3,247,000 | 3,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,143,000 | 73,584,000 | 76,008,000 | 79,343,000 |
| Interest-bearing deposits | 59,854,000 | 61,283,000 | 62,817,000 | 65,129,000 |
| Noninterest-bearing deposits | 13,289,000 | 12,301,000 | 13,191,000 | 14,214,000 |
| Equity capital | 5,966,000 | 6,309,000 | 6,581,000 | 6,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,879,000 | 2,913,000 | 3,962,000 |
| Interest expense | 182,000 | 365,000 | 531,000 | 693,000 |
| Net interest income | 733,000 | 1,514,000 | 2,382,000 | 3,269,000 |
| Noninterest income | 66,000 | 244,000 | 313,000 | 143,000 |
| Noninterest expense | 477,000 | 952,000 | 1,425,000 | 1,932,000 |
| Provision for loan losses | 9,000 | 18,000 | 33,000 | 60,000 |
| Pretax income | 313,000 | 788,000 | 1,237,000 | 1,420,000 |
| Income tax | 109,000 | 244,000 | 398,000 | 519,000 |
| Net income | 204,000 | 544,000 | 839,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,957,000 | 6,306,000 | 6,581,000 | 6,557,000 |
| Total capital | 6,966,000 | 7,138,000 | 7,428,000 | 7,433,000 |
| Risk-weighted assets | 66,384,000 | 64,496,000 | 66,244,000 | 69,050,000 |