Call reports 2011
UNION BANK, THE — 2011
What UNION BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,487,000 | 72,019,000 | 74,109,000 | 77,497,000 |
| Total loans | 52,755,000 | 54,729,000 | 55,953,000 | 57,342,000 |
| Allowance for loan losses | 683,000 | 682,000 | 703,000 | 701,000 |
| Securities available for sale | 3,626,000 | 2,531,000 | 2,526,000 | 2,521,000 |
| Securities held to maturity | 1,871,000 | 3,025,000 | 3,525,000 | 3,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,196,000 | 65,586,000 | 67,425,000 | 70,881,000 |
| Interest-bearing deposits | 53,934,000 | 54,641,000 | 55,819,000 | 57,838,000 |
| Noninterest-bearing deposits | 9,262,000 | 10,945,000 | 11,606,000 | 13,043,000 |
| Equity capital | 5,369,000 | 5,513,000 | 5,693,000 | 5,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,748,000 | 2,673,000 | 3,604,000 |
| Interest expense | 223,000 | 438,000 | 654,000 | 872,000 |
| Net interest income | 635,000 | 1,310,000 | 2,019,000 | 2,732,000 |
| Noninterest income | 53,000 | 91,000 | 200,000 | 185,000 |
| Noninterest expense | 460,000 | 914,000 | 1,386,000 | 1,848,000 |
| Provision for loan losses | 36,000 | 75,000 | 96,000 | 98,000 |
| Pretax income | 192,000 | 412,000 | 737,000 | 971,000 |
| Income tax | 89,000 | 171,000 | 300,000 | 321,000 |
| Net income | 103,000 | 241,000 | 437,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,362,000 | 5,500,000 | 5,682,000 | 5,755,000 |
| Total capital | 6,345,000 | 6,482,000 | 6,685,000 | 6,756,000 |
| Risk-weighted assets | 56,915,000 | 55,826,000 | 59,389,000 | 59,937,000 |