Call reports 2010
UNION BANK, THE — 2010
What UNION BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 67,101,000 | 67,504,000 | 66,991,000 | 69,754,000 |
| Total loans | 51,319,000 | 53,796,000 | 54,390,000 | 52,194,000 |
| Allowance for loan losses | 536,000 | 589,000 | 620,000 | 652,000 |
| Securities available for sale | 4,090,000 | 3,572,000 | 3,558,000 | 3,941,000 |
| Securities held to maturity | 1,526,000 | 1,873,000 | 1,872,000 | 1,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,851,000 | 60,001,000 | 58,650,000 | 62,007,000 |
| Interest-bearing deposits | 51,727,000 | 53,768,000 | 50,400,000 | 52,415,000 |
| Noninterest-bearing deposits | 8,124,000 | 6,233,000 | 8,250,000 | 9,592,000 |
| Equity capital | 4,848,000 | 4,960,000 | 5,110,000 | 5,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,802,000 | 2,741,000 | 3,655,000 |
| Interest expense | 259,000 | 512,000 | 760,000 | 1,001,000 |
| Net interest income | 627,000 | 1,290,000 | 1,981,000 | 2,654,000 |
| Noninterest income | 59,000 | 142,000 | 189,000 | 247,000 |
| Noninterest expense | 446,000 | 912,000 | 1,323,000 | 1,768,000 |
| Provision for loan losses | 36,000 | 88,000 | 124,000 | 160,000 |
| Pretax income | 204,000 | 432,000 | 723,000 | 973,000 |
| Income tax | 69,000 | 177,000 | 297,000 | 309,000 |
| Net income | 135,000 | 255,000 | 426,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,808,000 | 4,928,000 | 5,085,000 | 5,259,000 |
| Total capital | 5,644,000 | 5,817,000 | 6,005,000 | 6,211,000 |
| Risk-weighted assets | 54,154,000 | 55,888,000 | 56,262,000 | 59,751,000 |