Call reports 2009
UNION BANK, THE — 2009
What UNION BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,895,000 | 64,336,000 | 65,053,000 | 65,875,000 |
| Total loans | 45,452,000 | 51,082,000 | 51,012,000 | 50,852,000 |
| Allowance for loan losses | 445,000 | 477,000 | 485,000 | 500,000 |
| Securities available for sale | 3,898,000 | 4,716,000 | 4,602,000 | 4,567,000 |
| Securities held to maturity | 2,298,000 | 1,446,000 | 1,685,000 | 1,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,962,000 | 56,325,000 | 55,979,000 | 58,788,000 |
| Interest-bearing deposits | 48,325,000 | 48,778,000 | 49,051,000 | 51,264,000 |
| Noninterest-bearing deposits | 7,637,000 | 7,547,000 | 6,928,000 | 7,524,000 |
| Equity capital | 4,521,000 | 4,587,000 | 4,743,000 | 4,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,733,000 | 2,677,000 | 3,579,000 |
| Interest expense | 336,000 | 677,000 | 973,000 | 1,253,000 |
| Net interest income | 515,000 | 1,056,000 | 1,704,000 | 2,326,000 |
| Noninterest income | 55,000 | 113,000 | 175,000 | 235,000 |
| Noninterest expense | 446,000 | 888,000 | 1,292,000 | 1,795,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 94,000 | 221,000 | 497,000 | 646,000 |
| Income tax | 35,000 | 88,000 | 175,000 | 215,000 |
| Net income | 59,000 | 133,000 | 322,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,431,000 | 4,505,000 | 4,671,000 | 4,674,000 |
| Total capital | 5,176,000 | 5,282,000 | 5,456,000 | 5,474,000 |
| Risk-weighted assets | 49,415,000 | 52,040,000 | 52,053,000 | 52,694,000 |