Call reports 2007
UNION BANK, THE — 2007
What UNION BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,017,000 | 52,828,000 | 54,089,000 | 54,836,000 |
| Total loans | 39,674,000 | 41,773,000 | 42,995,000 | 42,989,000 |
| Allowance for loan losses | 349,000 | 357,000 | 358,000 | 383,000 |
| Securities available for sale | 1,489,000 | 2,424,000 | 2,962,000 | 3,030,000 |
| Securities held to maturity | 3,888,000 | 3,240,000 | 3,016,000 | 2,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,725,000 | 46,278,000 | 46,940,000 | 47,991,000 |
| Interest-bearing deposits | 39,506,000 | 40,581,000 | 40,595,000 | 41,139,000 |
| Noninterest-bearing deposits | 5,219,000 | 5,697,000 | 6,345,000 | 6,852,000 |
| Equity capital | 4,053,000 | 4,129,000 | 3,927,000 | 4,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,737,000 | 2,681,000 | 3,651,000 |
| Interest expense | 390,000 | 854,000 | 1,317,000 | 1,789,000 |
| Net interest income | 430,000 | 883,000 | 1,364,000 | 1,862,000 |
| Noninterest income | 54,000 | 99,000 | 151,000 | 306,000 |
| Noninterest expense | 390,000 | 756,000 | 1,117,000 | 1,526,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 35,000 |
| Pretax income | 86,000 | 211,000 | 375,000 | 607,000 |
| Income tax | 32,000 | 77,000 | 131,000 | 178,000 |
| Net income | 54,000 | 134,000 | 244,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,057,000 | 4,137,000 | 3,908,000 | 4,008,000 |
| Total capital | 4,406,000 | 4,494,000 | 4,566,000 | 4,691,000 |
| Risk-weighted assets | 42,613,000 | 43,730,000 | 43,822,000 | 44,668,000 |