Call reports 2002
UNION BANK, THE — 2002
What UNION BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,438,000 | 34,286,000 | 35,159,000 | 35,720,000 |
| Total loans | 24,827,000 | 26,000,000 | 26,750,000 | 26,419,000 |
| Allowance for loan losses | 374,000 | 393,000 | 395,000 | 348,000 |
| Securities available for sale | 4,048,000 | 4,387,000 | 3,671,000 | 3,143,000 |
| Securities held to maturity | 1,025,000 | 1,020,000 | 1,075,000 | 1,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,467,000 | 31,241,000 | 31,145,000 | 32,401,000 |
| Interest-bearing deposits | 28,037,000 | 28,025,000 | 27,722,000 | 28,948,000 |
| Noninterest-bearing deposits | 3,430,000 | 3,216,000 | 3,423,000 | 3,453,000 |
| Equity capital | 2,647,000 | 2,768,000 | 2,828,000 | 2,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,197,000 | 1,794,000 | 2,379,000 |
| Interest expense | 259,000 | 499,000 | 731,000 | 957,000 |
| Net interest income | 342,000 | 698,000 | 1,063,000 | 1,422,000 |
| Noninterest income | 42,000 | 81,000 | 130,000 | 188,000 |
| Noninterest expense | 250,000 | 505,000 | 756,000 | 1,049,000 |
| Provision for loan losses | 18,000 | 36,000 | 48,000 | 48,000 |
| Pretax income | 116,000 | 238,000 | 389,000 | 513,000 |
| Income tax | 35,000 | 68,000 | 127,000 | 166,000 |
| Net income | 81,000 | 170,000 | 262,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,625,000 | 2,711,000 | 2,776,000 | 2,809,000 |
| Total capital | 2,976,000 | 3,072,000 | 3,149,000 | 3,157,000 |
| Risk-weighted assets | 28,032,000 | 28,816,000 | 30,204,000 | 27,854,000 |