Call reports 2001
UNION BANK, THE — 2001
What UNION BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,652,000 | 32,732,000 | 33,117,000 | 33,187,000 |
| Total loans | 23,106,000 | 23,553,000 | 24,325,000 | 25,104,000 |
| Allowance for loan losses | 346,000 | 338,000 | 340,000 | 359,000 |
| Securities available for sale | 4,148,000 | 3,836,000 | 3,877,000 | 4,615,000 |
| Securities held to maturity | 1,030,000 | 1,025,000 | 1,025,000 | 1,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,685,000 | 29,741,000 | 30,054,000 | 29,624,000 |
| Interest-bearing deposits | 26,981,000 | 26,885,000 | 26,948,000 | 26,596,000 |
| Noninterest-bearing deposits | 2,704,000 | 2,856,000 | 3,106,000 | 3,028,000 |
| Equity capital | 2,458,000 | 2,521,000 | 2,575,000 | 2,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,314,000 | 1,965,000 | 2,610,000 |
| Interest expense | 354,000 | 712,000 | 1,053,000 | 1,352,000 |
| Net interest income | 304,000 | 602,000 | 912,000 | 1,258,000 |
| Noninterest income | 41,000 | 87,000 | 128,000 | 182,000 |
| Noninterest expense | 247,000 | 490,000 | 729,000 | 974,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 80,000 | 163,000 | 257,000 | 394,000 |
| Income tax | 34,000 | 67,000 | 101,000 | 123,000 |
| Net income | 46,000 | 96,000 | 156,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,443,000 | 2,493,000 | 2,508,000 | 2,542,000 |
| Total capital | 2,761,000 | 2,822,000 | 2,844,000 | 2,871,000 |
| Risk-weighted assets | 25,361,000 | 26,338,000 | 26,875,000 | 26,930,000 |