Call reports 2017
LAWSON BANK — 2017
What LAWSON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 121,262,000 | 120,229,000 | 125,502,000 | 119,140,000 |
| Total loans | 53,147,000 | 54,903,000 | 55,686,000 | 57,183,000 |
| Allowance for loan losses | 936,000 | 938,000 | 940,000 | 944,000 |
| Securities available for sale | 45,611,000 | 44,501,000 | 41,081,000 | 33,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,976,000 | 107,401,000 | 112,332,000 | 106,573,000 |
| Interest-bearing deposits | 81,793,000 | 80,212,000 | 79,518,000 | 75,267,000 |
| Noninterest-bearing deposits | 27,183,000 | 27,189,000 | 32,814,000 | 31,306,000 |
| Equity capital | 12,235,000 | 12,760,000 | 13,095,000 | 12,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,825,000 | 2,832,000 | 3,803,000 |
| Interest expense | 43,000 | 87,000 | 132,000 | 174,000 |
| Net interest income | 845,000 | 1,738,000 | 2,700,000 | 3,629,000 |
| Noninterest income | 179,000 | 361,000 | 552,000 | 740,000 |
| Noninterest expense | 914,000 | 1,777,000 | 2,620,000 | 3,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 322,000 | 632,000 | 460,000 |
| Income tax | -13,000 | -8,000 | -2,000 | 1,000 |
| Net income | 123,000 | 330,000 | 634,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,718,000 | 12,925,000 | 13,229,000 | 12,598,000 |
| Total capital | 13,654,000 | 13,863,000 | 14,169,000 | 13,542,000 |
| Risk-weighted assets | 75,154,000 | 80,420,000 | 84,859,000 | 79,451,000 |