Call report 2004Q4
LAWSON BANK — 2004Q4
The 22 measures LAWSON BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,586,000 | USD | evidence → |
| Total loans | 78,033,000 | USD | evidence → |
| Allowance for loan losses | 879,000 | USD | evidence → |
| Securities available for sale | 18,451,000 | USD | evidence → |
| Securities held to maturity | 90,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,514,000 | USD | evidence → |
| Interest-bearing deposits | 75,934,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,580,000 | USD | evidence → |
| Equity capital | 7,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,688,000 | USD | evidence → |
| Interest expense | 1,155,000 | USD | evidence → |
| Net interest income | 4,533,000 | USD | evidence → |
| Noninterest income | 774,000 | USD | evidence → |
| Noninterest expense | 3,642,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,425,000 | USD | evidence → |
| Income tax | -8,000 | USD | evidence → |
| Net income | 1,433,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,512,000 | USD | evidence → |
| Total capital | 8,391,000 | USD | evidence → |
| Risk-weighted assets | 73,968,000 | USD | evidence → |