Call reports 2001
LAWSON BANK — 2001
What LAWSON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,446,000 | 76,377,000 | 77,526,000 | 77,034,000 |
| Total loans | 51,866,000 | 53,479,000 | 52,555,000 | 52,723,000 |
| Allowance for loan losses | 667,000 | 672,000 | 667,000 | 619,000 |
| Securities available for sale | 12,271,000 | 13,349,000 | 14,337,000 | 17,206,000 |
| Securities held to maturity | 483,000 | 483,000 | 482,000 | 482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,963,000 | 70,556,000 | 71,289,000 | 70,842,000 |
| Interest-bearing deposits | 56,717,000 | 57,548,000 | 57,424,000 | 56,563,000 |
| Noninterest-bearing deposits | 10,246,000 | 13,008,000 | 13,865,000 | 14,279,000 |
| Equity capital | 4,947,000 | 5,172,000 | 5,544,000 | 5,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,826,000 | 4,240,000 | 5,606,000 |
| Interest expense | 626,000 | 1,261,000 | 1,860,000 | 2,395,000 |
| Net interest income | 772,000 | 1,565,000 | 2,380,000 | 3,211,000 |
| Noninterest income | 108,000 | 237,000 | 366,000 | 495,000 |
| Noninterest expense | 720,000 | 1,419,000 | 2,140,000 | 2,911,000 |
| Provision for loan losses | 239,000 | 248,000 | 248,000 | 248,000 |
| Pretax income | -79,000 | 135,000 | 358,000 | 547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -79,000 | 135,000 | 358,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,708,000 | 4,922,000 | 5,145,000 | 5,334,000 |
| Total capital | 5,331,000 | 5,565,000 | 5,786,000 | 5,951,000 |
| Risk-weighted assets | 49,822,000 | 51,394,000 | 51,235,000 | 51,268,000 |