Call reports 2010
CAMERON STATE BANK — 2010
What CAMERON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 730,511,000 | 717,953,000 | 704,829,000 | 705,735,000 |
| Total loans | 416,252,000 | 417,186,000 | 412,457,000 | 408,157,000 |
| Allowance for loan losses | 5,611,000 | 6,002,000 | 4,765,000 | 5,396,000 |
| Securities available for sale | 28,549,000 | 28,858,000 | 39,761,000 | 59,918,000 |
| Securities held to maturity | 177,303,000 | 181,353,000 | 151,405,000 | 170,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,420,000 | 576,609,000 | 563,666,000 | 574,809,000 |
| Interest-bearing deposits | 430,573,000 | 433,449,000 | 411,532,000 | 408,743,000 |
| Noninterest-bearing deposits | 160,847,000 | 143,160,000 | 152,134,000 | 166,066,000 |
| Equity capital | 73,771,000 | 74,924,000 | 76,646,000 | 77,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,086,000 | 18,396,000 | 26,827,000 | 35,228,000 |
| Interest expense | 1,360,000 | 2,718,000 | 4,071,000 | 5,267,000 |
| Net interest income | 7,726,000 | 15,678,000 | 22,756,000 | 29,961,000 |
| Noninterest income | 2,067,000 | 4,085,000 | 6,100,000 | 8,206,000 |
| Noninterest expense | 5,965,000 | 12,295,000 | 18,095,000 | 23,770,000 |
| Provision for loan losses | 291,000 | 782,000 | 1,603,000 | 2,398,000 |
| Pretax income | 3,537,000 | 6,680,000 | 9,152,000 | 11,993,000 |
| Income tax | 887,000 | 1,752,000 | 2,478,000 | 2,730,000 |
| Net income | 2,650,000 | 4,928,000 | 6,674,000 | 9,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,961,000 | 74,865,000 | 76,611,000 | 77,823,000 |
| Total capital | 79,804,000 | 80,935,000 | 81,613,000 | 83,450,000 |
| Risk-weighted assets | 482,426,000 | 485,032,000 | 478,796,000 | 476,111,000 |