Call reports 2009
CAMERON STATE BANK — 2009
What CAMERON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 651,311,000 | 669,339,000 | 699,581,000 | 787,402,000 |
| Total loans | 389,761,000 | 407,451,000 | 410,591,000 | 416,390,000 |
| Allowance for loan losses | 5,062,000 | 5,281,000 | 5,450,000 | 5,422,000 |
| Securities available for sale | 41,736,000 | 43,645,000 | 28,723,000 | 66,238,000 |
| Securities held to maturity | 159,085,000 | 163,563,000 | 166,903,000 | 162,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,148,000 | 537,450,000 | 561,315,000 | 651,365,000 |
| Interest-bearing deposits | 387,046,000 | 384,828,000 | 415,533,000 | 504,216,000 |
| Noninterest-bearing deposits | 159,102,000 | 152,622,000 | 145,782,000 | 147,149,000 |
| Equity capital | 66,834,000 | 67,713,000 | 71,280,000 | 71,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,043,000 | 18,367,000 | 27,834,000 | 37,059,000 |
| Interest expense | 1,355,000 | 2,727,000 | 4,259,000 | 5,781,000 |
| Net interest income | 7,688,000 | 15,640,000 | 23,575,000 | 31,278,000 |
| Noninterest income | 2,444,000 | 4,630,000 | 6,775,000 | 8,775,000 |
| Noninterest expense | 5,558,000 | 11,690,000 | 17,240,000 | 23,419,000 |
| Provision for loan losses | 291,000 | 582,000 | 873,000 | 1,164,000 |
| Pretax income | 4,283,000 | 7,998,000 | 12,050,000 | 15,283,000 |
| Income tax | 1,429,000 | 2,253,000 | 3,234,000 | 4,066,000 |
| Net income | 2,854,000 | 5,745,000 | 8,816,000 | 11,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,239,000 | 68,396,000 | 71,423,000 | 71,545,000 |
| Total capital | 72,532,000 | 73,908,000 | 77,105,000 | 77,198,000 |
| Risk-weighted assets | 447,096,000 | 472,610,000 | 481,001,000 | 492,214,000 |