Call reports 2008
CAMERON STATE BANK — 2008
What CAMERON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 585,035,000 | 594,012,000 | 602,011,000 | 675,585,000 |
| Total loans | 342,251,000 | 357,749,000 | 370,028,000 | 385,996,000 |
| Allowance for loan losses | 4,529,000 | 4,572,000 | 4,757,000 | 4,830,000 |
| Securities available for sale | 64,735,000 | 59,316,000 | 51,200,000 | 28,415,000 |
| Securities held to maturity | 121,457,000 | 123,667,000 | 120,029,000 | 145,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,363,000 | 488,509,000 | 497,114,000 | 574,177,000 |
| Interest-bearing deposits | 347,861,000 | 337,692,000 | 345,912,000 | 414,272,000 |
| Noninterest-bearing deposits | 154,502,000 | 150,817,000 | 151,202,000 | 159,905,000 |
| Equity capital | 62,792,000 | 62,699,000 | 64,592,000 | 63,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,944,000 | 18,066,000 | 27,080,000 | 36,251,000 |
| Interest expense | 2,053,000 | 3,726,000 | 5,471,000 | 7,081,000 |
| Net interest income | 6,891,000 | 14,340,000 | 21,609,000 | 29,170,000 |
| Noninterest income | 2,040,000 | 4,311,000 | 6,598,000 | 8,778,000 |
| Noninterest expense | 5,270,000 | 11,285,000 | 16,867,000 | 22,450,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,680,000 |
| Pretax income | 3,391,000 | 6,826,000 | 10,530,000 | 13,818,000 |
| Income tax | 1,122,000 | 2,270,000 | 3,505,000 | 4,525,000 |
| Net income | 2,269,000 | 4,556,000 | 7,025,000 | 9,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,394,000 | 62,919,000 | 64,882,000 | 63,692,000 |
| Total capital | 67,154,000 | 67,722,000 | 69,870,000 | 68,753,000 |
| Risk-weighted assets | 396,839,000 | 410,475,000 | 420,956,000 | 448,667,000 |